TopStep rules, drawdown & payouts
Evaluation and funded account parameters for TopStep, verified from the firm's own site and help centre. Rules checked July 2026.
TopStep
Ruleset · New sign-ups (post-Jan 12 2026)July 2026
The information on this page, including pricing, is a sample for reference only and may not reflect current rules or checkout pricing. Visit TopStep's site for up-to-date pricing before purchasing.
Live / funded stage
ProductLive Funded
SplitUp to 90%
Drawdown type
Buffer
Unlock
Withdrawals
TopStep — Standard path
Evaluation rules
$50,000 account
Eval cost$49 (sample)
Funded monthly$49
Profit target$3,000
Drawdown$2,000
Drawdown typeEnd of Day
Daily loss limit$1,000
Consistency rule<50% of target in best day
Min trading days0
Max contracts5
News trading
$100,000 account
Eval cost$129 (sample)
Funded monthly$129
Profit target$6,000
Drawdown$3,000
Drawdown typeEnd of Day
Daily loss limit$2,000
Consistency rule<50% of target in best day
Min trading days0
Max contracts10
News trading
$150,000 account
Eval cost$199 (sample)
Funded monthly$199
Profit target$9,000
Drawdown$4,500
Drawdown typeEnd of Day
Daily loss limit$3,000
Consistency rule<50% of target in best day
Min trading days0
Max contracts15
News trading
Scaling planPosition size scales with account size. Reduced size in eval, full size when funded.
Instruments allowedCME equity index, energy, metal, grain, and FX futures.
Platform compatibilityTopstepX (required for new), NinjaTrader, Quantower, Tradovate, R|Trader Pro.
Reset policy & costCombine reset $49–$149. XFA reset via Back2Funded (2 per XFA, 30-day window).
Special rules / notesCombine consistency: best day < 50% of profit target. RTA toggle and dual payout paths coming in a future update.
Funded account rules
$50,000 account
Eval cost$49 (sample)
Funded monthly$49
Drawdown$2,000
Drawdown typeEnd of Day
Daily loss limit$1,000
Consistency ruleNone
Min trading days5
Max contracts5
News trading
$100,000 account
Eval cost$129 (sample)
Funded monthly$129
Drawdown$3,000
Drawdown typeEnd of Day
Daily loss limit$2,000
Consistency ruleNone
Min trading days5
Max contracts10
News trading
$150,000 account
Eval cost$199 (sample)
Funded monthly$199
Drawdown$4,500
Drawdown typeEnd of Day
Daily loss limit$3,000
Consistency ruleNone
Min trading days5
Max contracts15
News trading
Scaling planPosition size scales with account size. Reduced size in eval, full size when funded.
Instruments allowedCME equity index, energy, metal, grain, and FX futures.
Platform compatibilityTopstepX (required for new), NinjaTrader, Quantower, Tradovate, R|Trader Pro.
Reset policy & costCombine reset $49–$149. XFA reset via Back2Funded (2 per XFA, 30-day window).
Special rules / notesCombine consistency: best day < 50% of profit target. RTA toggle and dual payout paths coming in a future update.
Payout rules
90/10 split. XFA Standard-path caps $2K/$3K/$5K by size (≤50% of balance). Consistency path higher. DLL upgrade can double caps (not modeled).
$50,000 account
Split90% (MLL resets to $0 after each payout)
Min payout$125
Max payout$12,000
ScheduleOn demand
$100,000 account
Split90% (MLL resets to $0 after each payout)
Min payout$125
Max payout$12,000
ScheduleOn demand
$150,000 account
Split90% (MLL resets to $0 after each payout)
Min payout$125
Max payout$12,000
Scheduleon-demand
TopStep — No-Activation path
Evaluation rules
$50,000 account
Eval cost$85 (sample)
Funded monthly$85
Profit target$3,000
Drawdown$2,000
Drawdown typeEnd of Day
Daily loss limit$1,000
Consistency rule<50% of target in best day
Min trading days0
Max contracts5
News trading
$100,000 account
Eval cost$129 (sample)
Funded monthly$129
Profit target$6,000
Drawdown$3,000
Drawdown typeEnd of Day
Daily loss limit$2,000
Consistency rule<50% of target in best day
Min trading days0
Max contracts10
News trading
$150,000 account
Eval cost$199 (sample)
Funded monthly$199
Profit target$9,000
Drawdown$4,500
Drawdown typeEnd of Day
Daily loss limit$3,000
Consistency rule<50% of target in best day
Min trading days0
Max contracts15
News trading
Scaling planPosition size scales with account size. Reduced size in eval, full size when funded.
Instruments allowedCME equity index, energy, metal, grain, and FX futures.
Platform compatibilityTopstepX (required for new), NinjaTrader, Quantower, Tradovate, R|Trader Pro.
Reset policy & costCombine reset $49–$149. XFA reset via Back2Funded (2 per XFA, 30-day window).
Special rules / notesCombine consistency: best day < 50% of profit target. RTA toggle and dual payout paths coming in a future update.
Funded account rules
$50,000 account
Eval cost$85 (sample)
Funded monthly$85
Drawdown$2,000
Drawdown typeEnd of Day
Daily loss limit$1,000
Consistency ruleNone
Min trading days5
Max contracts5
News trading
$100,000 account
Eval cost$129 (sample)
Funded monthly$129
Drawdown$3,000
Drawdown typeEnd of Day
Daily loss limit$2,000
Consistency ruleNone
Min trading days5
Max contracts10
News trading
$150,000 account
Eval cost$199 (sample)
Funded monthly$199
Drawdown$4,500
Drawdown typeEnd of Day
Daily loss limit$3,000
Consistency ruleNone
Min trading days5
Max contracts15
News trading
Scaling planPosition size scales with account size. Reduced size in eval, full size when funded.
Instruments allowedCME equity index, energy, metal, grain, and FX futures.
Platform compatibilityTopstepX (required for new), NinjaTrader, Quantower, Tradovate, R|Trader Pro.
Reset policy & costCombine reset $49–$149. XFA reset via Back2Funded (2 per XFA, 30-day window).
Special rules / notesCombine consistency: best day < 50% of profit target. RTA toggle and dual payout paths coming in a future update.
Payout rules
90/10 split. XFA Standard-path caps $2K/$3K/$5K by size (≤50% of balance). Consistency path higher. DLL upgrade can double caps (not modeled).
$50,000 account
Split90% (MLL resets to $0 after each payout)
Min payout$125
Max payout$12,000
ScheduleOn demand
$100,000 account
Split90% (MLL resets to $0 after each payout)
Min payout$125
Max payout$12,000
ScheduleOn demand
$150,000 account
Split90% (MLL resets to $0 after each payout)
Min payout$125
Max payout$12,000
Scheduleon-demand
All firm rules, fees, promotions, and parameters listed on this page are subject to change without notice. TiltOwl last checked these figures against each firm's official site in September 2026 (per-variant dates may be newer). That is a catalog check date — not when any trader opened an account. TiltOwl makes no guarantees as to the accuracy or completeness of this information. Always read the official terms and conditions on each firm's website before purchasing an evaluation or trading a funded account. Trading futures involves substantial risk of loss.
Next steps
- Compare TopStep against every other firm — fees, drawdown, splits and payout rules side by side.
- Work out your TopStep drawdown line — where end of day drawdown puts your breach level as the balance moves.
- Prop firm glossary — trailing drawdown, DLL, consistency and the rest, in plain terms.
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